MORE ABOUT LEASE TO OWN

---

Evaluation of rent-to-income and debt-to-income ratios, FICO® scores, housing, employment, and criminal history, and other considerations:

• Verifiable annual household income of at least $40,000
• No open chapter 7 bankruptcy
• No disqualifying criminal history
• Minimum of 45 days from the date of application approval to move-in

The application fee is $75 

Pets are allowed, up to 3 pets (cats or dogs) weighing less than 180 pounds in total combined weight.  All dog breeds, however, certain dog breeds may be restricted by local regulations and Homeowner’s Association rules. Further, livestock/farm animal pets such as pigs, horses, chickens, and goats, aquariums over 20 gallons, and exotic, venomous, and verminous pets, are not allowed.

Please note that although service and assistance animals are excluded from our pet policy requirements, supporting documentation is required to qualify as such.

The minimum FICO requirement is 620. 

To calculate a credit score, the average credit score of all household members who will contribute to rent, weighted by the amount each household member’s income makes of the total income of the household.  A third-party screening provider, AmRent, obtains a TransUnion Classic 08 FICO credit score for applications. 

Applications noting Chapter 13 bankruptcy will be accepted with payment plan documentation. Monthly payments outlined in the plan will be added to the debt-to-income calculation. Open Chapter 7 bankruptcy will result in an automatic denial of the application. 

No, we work with many partners in the Rent to Own industry as well as investors, and private lenders to help you reach your goal of homeownership.